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Competition
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The Internet offers a quick, efficient way to request auto lease quotes from multiple dealers. We recommend clicking on each of the links below to harvest two or three quotes before setting off to do battle.

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Crunching Numbers

Calculating Lease Payments
Calculating the monthly payment on a lease is not rocket science especially once you've been shown how to do it. Yet, the ability to calculate the payment yourself is the single most import tool you have to fight leasing fraud. This page explains how to do it with example calculations.

Ford Leases
Ford lease payments are calculated a little differently than all the other leasing companies. Unfortunately for Ford customers, this method ends up costing more due to a built-in, undisclosed fee.

GMAC Leases
GMAC lease payments tend to come out slightly higher than a payment calculated using the constant yield method with the same interest rate. Our sources indicate that GMAC is "discounting" the residual before calculating the payment. We will post more information on this method in the near future.

Sales Tax on Leases
Most states simply tax the monthly payment stream and any cap reduction payments paid in cash. There are a few exceptions such as New York, New Jersey, and Illinois.

 

 

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